Since the mid-1980s, when a number of cranks argued that the balance sheet of the US needed to be laid bare, including off balance sheet items like Social Security and Medicare, there came a statutory requirement that there would be a Financial Report of the US Government.

Here is fiscal 2010′s report.  Page with more options [...]

2010 has been a very good blogging year for CFOwise®. In the spirit of planning for a great 2011, here are the eleven most popular blog posts from the year 2010:

1. 4 Signs your Business Partnership will fail: I wrote this post a little less than a year ago, just after the new year, after [...]

Most business owners and entrepreneurs co-mingle their ownership of and employment at their businesses. But they are really separate things. And the more they can understand this concept, the more effective they usually are at running their business.

I was recently impressed by a story I read in the USA Today about an entrepreneur [...]

2010 is coming to a close, and its time to get serious about having your 2011 plan in place. And I’m not just talking about a revenue target or a net income budget. You can do so much better than that, and you’ll be surprised how much it will make a difference in your business!

If [...]

We’ve all heard the expression- “It’s easier to beg forgiveness than to ask permission.” How many people do you know live their lives with that expression as their mantra? In fact, I bet we have all followed that advice at one time or another. But behind that glib remark you have to understand that there [...]

I view the insurance industry as a loosely related group of sub-industries, where knowing something about one sub-industry tells little about any other sub-industry. Even within each sub-industry, companies can be very different from each other. This article will attempt to go through the vast wasteland that is the insurance industry, and attempt to point [...]

A good friend of mine loves to talk about the commonality between pioneers and entrepreneurs. He feels he is constantly under attack for the innovative and cutting-edge ways he is shaking up a pretty antiquated industry.

To paraphrase, he often has said something like this to me:

“You know, Ken, entrepreneurs are like pioneers. Pioneers are out [...]