Archive | July, 2012

Missing Earnings Estimates

Missing earnings estimates hurts in the short run, but it doesn’t mean much if there is no indication that the overall earnings trend has changed.  If the overall trend in earnings has turned down watch out.  Prices can fall as for Zynga and Facebook. Then you have something like Reinsurance Group of America [RGA].  It […]

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Stop Talking About the Problem, Focus on Delivering the End Result

“Too many people focus on a problem rather than focusing on the end result. Having the right information easily accessible is the most important thing, as it allows businesses to make informed and innovative decisions.” I couldn’t agree more with this statement from Scott Graham’s article about accountant decision-making. Self-service technology solutions that empower the […]

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Tax Return Transcript

I’m hearing from clients who need tax return transcripts for loans and student financial aid. I guess that some lenders and schools have realized that a tax return can be faked up with tax prep software and want something from the IRS. A tax return transcript is not a copy of the taxpayer’s tax return. […]

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Complimentary Seminars for Ford Lump Sum Buyout Candidates

LJPR, LLC Reducing Uncertainty™ Seminar Series Reducing UncertaintyTM in your world is one of our goals at LJPR. We provide a Seminar Series targeting key areas where we can reduce uncertainty in your financial life. Now presenting: Analysis of Lump Sum Buyouts: Everything Ford Retirees Need to Know to Make the Best Decision Presented by: […]

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The Education of a Mortgage Bond Manager, Part I

You might remember my “Education of a Corporate Bond Manager” 12-part series.  That was fun to write, and a labor of love, but before I was a corporate bond manager, I was a Mortgage Bond Manager.  There is one main similarity between the two series — I started out as a novice, with people willing […]

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Lighten-Up, It’s The Weekend – The 40-Hour Work Week

Today’s week-end post is really something for CPAs to ponder…..  Thanks to our friends at Online MBA. The 40-hour work week has been largely dispensed with in our hardworking culture, new studies show that working more very seldom produces better results. Employees work many more hours now then they have in the past, but it’s […]

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Well, We Have a Health Care Bill: Now What?

The Supreme Court declared the Affordable Care Act (Obamacare) constitutional by a 5-4 margin. The ruling now sets the law in motion and has a range of implications in financial and retirement planning. The law mandates health insurance for all Americans, and imposes a variety of new taxes (20 taxes are new or higher under […]

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